No Sence Steering Now

Can't put the toothpaste back in the tube, the insurance companies will learn, but one can still examine it. This exam is from a doctor:

Under any system of mandatory insurance, the government must necessarily determine what constitutes an "acceptable" policy. This creates a giant magnet for special interest groups seeking to include their favorite benefit in the mandatory package. Under the similar Massachusetts system of mandatory insurance, insurers must offer (and residents must purchase) numerous benefits that consumers may neither need nor want, such as in vitro fertilization, autism therapy, and chiropractor services. This raises costs for everyone to benefit the politically favored few with lobbying clout.

When insurers recently pointed out that ObamaCare did not actually require them to immediately offer coverage for certain children with preexisting conditions, Secretary of Health and Human Services Kathleen Sebelius immediately threatened to issue regulations forcing them to do so -- regardless of the actual letter of the law.

Although it is tempting to take delight at the insurance industry's self-caused plight, the inevitable collapse of the private insurance market would also leave millions of Americans without coverage. Even though this crisis would be caused by government policies, liberals would gleefully portray it as a "failure of the free market" and demand that the government "rescue" health care. The end result would be a "single payer" socialized medical system like Canada's or Great Britain's, with rationing and long waits for medical care.